Medicare Costs at a Glance

Medicare Part A (Medicare Part A (Hospital Insurance) costs

Part A monthly premium

Most people don’t pay a Part A premium because they paid Medicare taxes while
working. If you don’t get premium-free Part A, you pay up to $565 each month.
If you don’t buy Part A when you’re first eligible for Medicare (usually when you turn
65), you might pay a penalty.

Hospital inpatient stay

• In 2026, you pay:
• $1,736 deductible per benefit period
• $0 for the first 60 days of each benefit period (after you pay the deductible)
• $434 per day for days 61–90 of each benefit period
• $868 per “lifetime reserve day” after day 90 of each benefit period (up to a
  maximum of 60 days over your lifetime)
• All costs for each day after day 150 of the benefit period

Skilled Nursing Facility stay

In 2026, you pay:

• $0 for the first 20 days of each benefit period
• $217 per day for days 21–100 of each benefit period
• All costs for each day after day 100 of the benefit period

Medicare Part B (Medical Insurance) costs

Part B monthly premium

Most people pay the standard Part B monthly premium amount ($202.90 in 2026).
Social Security will tell you the exact amount you’ll pay for Part B in 2026.

You pay the standard premium amount if you:

• Sign up for Part B for the first time in 2026.
• Don’t get Social Security benefits.
• Are directly billed for your Part B premiums.
• Have Medicare and Medicaid, and Medicaid pays your premiums.
  (Your state will pay the standard premium amount of $202.90 in 2026.)
  If your modified adjusted gross income as reported on your IRS tax return from
  2 years ago is above a certain amount, you’ll pay the standard Part B premium
  and an income-related monthly adjustment amount.

If you have questions about your Part B premium, call Social Security at 1‑800‑772‑1213. TTY users can call 1-800-325-0778. If you pay a late enrollment penalty, these amounts may be higher.

2026 Part B deductible—$283 before Original Medicare starts to pay.

You pay this deductible once each year.

Medicare Advantage Plans (Part C) Premiums

Visit Medicare.gov/plan-compare to find and compare plan premiums. You can also
call 1‑800‑MEDICARE (1-800-633-4227). TTY users can call 1‑877‑486‑2048.

Medicare Drug Coverage (Part D) Premiums

The chart below shows your estimated drug plan monthly premium based on
your income. If your income is above a certain limit, you’ll pay an income-related
monthly adjustment amount in addition to your plan premium.

2026 Part D national base premium —$38.99

Medicare uses the national base premium to estimate the Part D late enrollment
penalty and the income-related monthly adjustment amounts listed in the table
above. The national base amount can change each year. If you pay a late enrollment
penalty, your total premium amount may be higher.

For detailed information on costs and enrollment penalties

• Visit Medicare.gov/basics/costs/medicare-costs to get more detailed Medicare
  cost information by service.
• Visit Medicare.gov/basics/costs/medicare-costs/avoid-penalties to learn how to
  avoid late enrollment penalties.
• Call 1‑800‑MEDICARE (1-800-633-4227). TTY users can call 1‑877‑486‑2048.